VA Loan Calculator
VA loans offer $0 down payment and NO monthly mortgage insurance for eligible veterans and active-duty service members. Calculate your payment and funding fee.
🎖️ VA Loan Details
Home Price
$
Down Payment (optional, $0 allowed)
$
Interest Rate
%
VA rates are typically 0.25-0.5% lower than conventional
First Time VA Loan?
Disability Exempt?
Veterans with 10%+ disability rating pay $0 funding fee
State
🎖️ VA Monthly Payment
$0
No PMI! P&I + Tax + Insurance
| Principal & Interest | $0 |
| Property Tax | $0 |
| Home Insurance | $0 |
| PMI | $0 (none!) |
| Total Monthly | $0 |
PMI Savings vs Conventional
$0/month
VA Funding Fee
| Funding Fee Rate | 2.15% |
| Funding Fee Amount | $0 |
| Base Loan Amount | $0 |
| Total Loan (with fee) | $0 |
The VA funding fee can be rolled into your loan or paid upfront at closing. Disabled veterans are exempt from the funding fee.
📊 VA Payment Breakdown
VA loans have NO monthly mortgage insurance (PMI), unlike FHA or conventional loans with low down payments. This saves you hundreds per month.
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